Personal finance

Ashleigh, As per your request, I am happy to provide you with a letter of explanation of my credit situation. First, let me start by saying I am aware of my credit report. The first step is always admitting it and setting goals to fix it! (Which I am determined to do!) Over the last five years I have been experienced the following hardships: having a child, separation from my fiancé, becoming a single mother, and supporting my mother until her recent death. A personality trait of mine (both good

Arbor's Oklahoma City Office Originates Nearly $30 Million in Loans Arbor Commercial Mortgage, LLC (“Arbor”), national direct commercial real estate lender, announced in November that it funded six loans totaling nearly $30 million. Under the Fannie Mae DUS Small Loan, Freddie Mac Small Balance Loan, and FHA 223(f) programs, the mortgage company was able to secure the funding across multiple cities in Michigan -- with Vice President Mike Jehle of Arbor’s Oklahoma City office originating the loans

It’s no secret there are several factors that go into getting a mortgage, including income, type of home, and credit. Your first official step in the process should be to get pre-qualified, but your credit is a factor you should continuously be working on if you want to achieve home financing. Here are 4 tips to help build your credit, so you’re ready well before you get to the closing table: Maintain a Credit History Your credit history is like wine, the older, the better. Length of credit determines

Having a banking relationship with a credit union helps change the community. Credit unions are known to be beneficial to members in various aspects such as fees, interest rates, structure, etc. They are the backbone to hard working families that are in need of service with education, medical bills, housing situations, etc. Credit unions were created to give their best attention to serve college alumni, professions, or religious institutions. Credit unions tend to offer higher interest rates on

In case you've ever wondered how your bank or other organizations decide whether to give you a credit card, extend you a loan or even grant you a mortgage, it's simple. They can determine if you are creditworthy by scoring you based on how well you've dealt with money and your monetary obligations in the past. In short, if you've defaulted on your rent or loans, have a bad credit history or regularly fail to make payments on time, you may be denied further credit or even fail to get that apartment

There are a lot of different credit scores that you may see – from your FICO scores, to your Credit Karma score, to a score provided by your credit card. The three credit bureaus created VantageScore®, which is another credit system that produces credit scores and gives a letter grade based on the numeric range. With all of these companies offering credit scores, how do you know which one is right? Unfortunately, there is no one right credit score. This is because you have several credit scores

Repairing My Credit Why it’s so important Have you ever paid Attention to your credit and wonder why we need it how it effect the things we do every day in life and without it, things can like a home, car, credit cards we can’t get and how do we go bout repairing our credit the correct way. What are the steps to Repairing our credit and getting rid of the negative credit report information and how to deliberate old accounts and past bills that will raise credit score? What I’ve learned to increase

A cracked windshield may not seem like such a big deal, especially if the crack isn’t obstructing your view. You could put it off until it gets too wide to ignore or you could file a claim with you insurance. It’s as simple as that. FB Glass of Rochester, NY, has specialized in auto glass replacement for years and has seen their fair share of cracked windshields. What some car owners don’t realize is that their insurance probably covers minor cracks, providing a way for auto glass repair professionals

Assignment 5: Credit and Loans (25.0 points) 1. If you are borrowing money and paying interest, would you prefer an interest rate that compounds annually, quarterly, or daily? Why? (2-4 sentences. 1.0 points) I would want an interest rate that compounds annually. With an annual loan, it doesn’t compound that often which is less interest. 2. In your Section_5 folder, navigate to and open the Example_Credit_Report, and then answer the questions below. a. What is the total balance of Jessie Robinson

East Brunswick Township, New Jersey sits just a stone’s throw away from New York City, but in some respects, it couldn’t feel more different. This quiet little town boast quaint suburban neighborhoods, a public golf course, and access to opportunity. This includes opportunity for financial growth as many who take out title loans from us can attest. In fact, title loans in East Brunswick Township can mean the difference between a ho-hum life and one filled with promise. People in town love to get