Personal finance

The question is, Is this the right decision? Should you be betting your personal finances on loans that are considered every bit as bad as a fraudulent mortgage company loan? Here is why you might want to avoid the payday loans if you are in dire debt troubles. A payday loan is a short term loan with little regulation. In other

The American Dream, an ideal first defined by James Truslow Adams in the 1931 novel Epic of America. Adams (1931) defined the dream as, "The American Dream is that dream of a land in which life should be better and richer and fuller for everyone..." (p. 214). The dream of our ancestors has not changed with the passage of time, but achieving the dream has become much more difficult for the average American. Reviewing data compiled the last few decades paints a bleak picture, wage disparities have

An ultimate solution of problem: poor credit personal loansAn ultimate solution of problem: poor credit personal loans Are you entangled in financial predicament? Are you planning for a break, but don’t have the funds? Do you know the solution? The solution for them is personal loans. But what if you have poor credit! The finance market does not disappoint you in this case! Financial predicaments may occur to any individual. An individual attaches poor credit to his credit record for any

Should you pay off debt before saving and investing? Well, my answer to this is, it all depends. Yes, it all depends on your own specific goals and what you want out of life. Personal finance isn’t always just a numbers game, that is why it’s called “personal” finance. There is a personal side to it that only applies to you and it varies for each individual. Each case is unique too. Some important factors are the amount of debt you have and the interest rates you are paying on them. You should ask

How I Started Repairing My Credit By Monique Blair I grew up in a household where personal finances and building good credit was not the main topic of discussion at the dinner table. I was well over 21 years of age when I really started learning anything about credit and how to use my credit score to my advantage. To be honest, my first real encounter with being taught about personal finances and credit came from attending a network marketing meeting. Even though I was invited because of a business

between the proverbial rock and a hard place, many entrepreneurs wonder whether personal loans can and should be used to start a new business. Should Personal Loans Be Used to Launch a New Business? It is possible to use personal loans to cover some of the costs related to starting a business. Whether it is a good idea to do so, however, must be evaluated on a case-by-case basis. While there are advantages to using

Unsecured Personal Loans for Bad Credit: The Advantages and Disadvantages These days, borrowing has become a necessity for Filipinos, and because of the global financial climate, several people have become mired in poor credit history. There is no formalized credit reference agency in the Philippines; therefore, it is difficult for Filipinos to find the information they need to ascertain their credit rating and tell whether it is good or poor. However, if an individual is truthful to themselves

She recognizes that many young people are lost when it comes to finances as they start to face the economy on their own. Throughout the text, Orman reiterates her stance on personal economic management, that financial strife may initially seem troubling, but if the right steps are taken the strife can turn into fortune. By using real life stories from her personal experiences and acquaintances, Orman makes her words of financial wisdom seem even more compelling

As the U.S. economy continues its struggle to climb out of a deep recession, personal loans remain very difficult to secure. Having shouldered much of the blame for the financial hardships that have befallen consumers across the nation, many banks now require potential borrowers to meet strict criteria for an approval. With the financial institutions being more selective about who they assist, Detroit locals like Ashley Wright are learning that consumers with excellent credit and decent paying jobs

Unsecured Personal Loans for Bad Credit: The Advantages and Disadvantages These days, borrowing has become a necessity for Filipinos and due to the global financial climate, several people have become mired in poor credit history. There is no formalized credit reference agency in the Philippines, therefore, it is difficult for Filipinos to find the information they need, to ascertain their credit rating and tell whether it is good or poor. However, if an individual is candid with themselves and