AFIN310 Issues in Applied Finance Financial Planning Assignment: Questions & Answers
General Questions 1. Is an introduction / executive summary and conclusion required? No. You are to answer each question and keep to a total maximum of 15 pages, excluding cover page. No marks will be provided for anything written on page 16 or beyond. Students are recommended to refer to the mark allocation when answering each question. 2. Is specific formatting required? Eg The font you can use is Calibri, size 12. The document should have 1.5 spacing There are no specific formatting requirements, unless there are standard university or department formatting criteria of which students should be aware. 3rd year students are expected to submit assignments
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If a goal is obtain professional qualifications and then work overseas, then projections may include income while studying, cost of studies, impact of studies of lifestyle expenses, increase in salary once qualified, costs of overseas travel and initial living expenses. If your current situation includes children (or it is a goal in near future) then projections may include cost of child care/schooling, impact on family income for part time/nil work, government assistance. If goal is to better understand finances then goal may be to read specific list of books each year, keep finances in organised system.
Projections will depend on your goals which will be different for each person. It is important you identify assumptions underpinning these projections and the assumptions used have a basis in reality. Eg assuming cash interest rate of 8% on savings next year is unrealistic given current cash rate. 7. Question 2(a) do the projections (5 and 10 years) need to be qualitative or quantitative. Relevant quantitative and/or qualitative analysis is expected of 3rd year students. The projections will depend on the goals identified and strategies developed. 8. Question 2(a) Do the projections need to be based on the information detailed
It provides hints about the levers that managers must pull to achieve growth above the sustainable rate.
______ 3. Sybarix Group prepared its financial statements for 2015 based on the information below.
John has difficulties with money management because his mother dealt with finances when she was alive, and when he was homeless he only had to manage a few dollars at one time. For John, his values impact his ability save and manage money. When John was homeless he did not value saving his money because he did not have any money to save. Learning how to put money into a savings account, writing checks, paying bills and making a budget will be important when he gets a job.
I have always wanted to ultimately run a business of my own in future and trade on the stock exchange while managing my own financial portfolio. By taking this course, I hope that the skills I learn will align with my ambition.
The U.S. publicly traded company that I have selected is Kroger. Kroger is a grocery retail chain in the US. It operates supermarkets and multi-department stores under a number of banners including Kroger, Harris Teeter, Ralphs, Fred Meyer, Food 4 Less, Fry's, King Soopers, Smith's, Dillons, Jay C, QFC and City Market. According to The (Kroger Co. SWOT Analysis, 2015), the company holds the largest or the second largest market share position in 41 of the 49 major markets in which it operates. It ranks among the largest corporations in the US. Kroger's size provides it with significant pricing power over food producers,
A Financial Planner is one who helps manage money and is involved with the overall success in achieving financial needs, goals, and will guide one to a better and more secure retirement. The process of Financial Planning is:
The outputs of the project planning phase include the project requirements, the project schedule, and the project management plan.[4]
In 2009, two multinational automotive corporations, Fiat and Chrysler, confirmed a merger that would prove to shake up the automotive industry.
Investments the company will engage will consist only of investments with high moral and ethical character. The management, after a thorough investigation of their background and subsequent accolades should be of the highest standard of integrity. Any form of misconduct or misdeeds in the recent past will disqualify the company from investment. Through social investments, the company can increase resources dedicated to the overall socially conscious initiative and create ways by which the same money can be reinvested over and over again. Below are three categories which should help in assisting the selection of socially responsible investments.
First and foremost I would like to thank the Lord for the wisdom and skills bestowed to me that enabled me to successfully complete this report to the best of my abilities. Secondly, I would like to thank my lecturer Mr. XXXXXX for his vital encouragement and support towards me in conducting my research for this project. I would also like to extend my gratitude towards my family and friends who helped in making the completion of this report a possibility.
3. The time-pattern of the cash flows attributes of a financial asset refers to the
Later in the text it is shown that share prices react predominantly in relation to the home country share index, so the idea that one can buy exposure to foreign currencies in this way is a bit of a myth.
The financial plan depends on important assumptions, most of which shown in the table. The one key underlying assumption is:
Initially, the first phase of conducting our financial feasibility report will include researching the each specific stakeholder and answering the relevant questions aforementioned. The second phase will include researching the potential situational variables and producing possible contingency plans to prevent potential problems resulting from these variables.
PARTICULARS Total Cost of the Project ( in lakhs) Sources of Finance (in lakhs) Sources of Finance (in percentage) Break-up Cost of Project (in lakhs) Break-up Cost of Project (in percentage) Projected Profit and Loss Income Expenditure and Operating Profit Profit Trend Provision of Tax Cash Flows per year