Going Into Debt

In a regular college degree you tend to make more money than a high school diploma. The average college degree makes $30,000 more a year. Also that a 2-year degree makes $170,000 more in a lifetime compared to a high school diploma. This more than doubles the amount of money a regular high school graduate annual paycheck. The bad thing is that college loans will cripple the graduate student. The average student loan is about $23,326 which no one has that kind of money. Well no one has that kind of money at first, but over time you will be able to pay it off. The education is well worth the debt because a hard working person can easily could get out of it.

In today's world many people question or education system and question whether or not the cost is of college is worth it just to continue your education. Although you inquire a lot of debt in college. Getting a degree is almost necessary in today's job market because most jobs require one and jobs that do not require a college degree are getting harder to get, as the unemployment rises. Therefore a college degree is worth incurring significant debt. Earning a college not only provides you with job security and provides potential for greater lifetime earnings.

Is college worth incurring significant at debts? Student are wondering if going to college is worth getting debts. Student who wants to go to college is taking loans to pay for college, but the problem is that it might be impossible to pay back the loans. Going to college is worth having a debt because lifetime earnings, job opportunities and good for your community.

Is a college education really worth the investment of time, money and energy? Is a college degree really worth going deep in student loan debts? Higher education is a considerable gamble. For many people it works out well, but many of the other college graduates have found themselves completely unable to get a great job in this economy with a huge amount of debt on their shoulders. The entire system encourages students to take out any kindand amount of loans they need without worrying how they will pay them back. For that reason these people also say that college education is a good investment. For the past few decades, a college education was actually an almost automatic ticket to a job and a middle class life but today, higher education

College is worth it because you will have a better job and pay then you can support yourself and your family. College student debt grows year by year, which means many students are unable to pay back their loan because they drop out of college or unable to find a job that can help they

I believe the answer to the question “Is College Worth the Cost?” depends on how well students plan for their educational career. As an example, if I go to the college to become a dental assistant but don't find any jobs due to low demand for dental assistant then college does not worth the cost. In contrast if I plan well and do some research to find high employer demand fields then after I graduate from college I can find a job based on the college degree.

Is College worth it? Despite the cost of tuition increasing, Students are making a smart decision investing in college for majors that need a degree and are demanded by society. College is essential for many people to advance their status and become successful as shown by statistics, students, and the economy.

Even though college gives students the oppurtunity to increase their earning potential , and gives more employment possibilities college is not worth it. The amount of debts most students have upon graduating and receiving masters degrees serves as direct evidence to support my statement. Americas student debt amounts up to 1.2 trillion dollars in total, yes 1.2 TRILLION which comes after billions. While college does give student’s the oppurtunity to increase their earning potential , and more employment possibilities, college is not worth it .

Living in debt has become the norm for most U.S citizens, with nearly 80% of the population in some kind of financial dilemma. Even the national government is trillions of dollars in debt, and the main cause is spending money we don't have. If everyone would stop using credit cards, taking out huge loans, and buying houses that they really can't afford, the economy might slowly regenerate. Many people don't understand how fast debt can build up and how much interest rates can increase that debt. Yes, life would be a lot more difficult for many people if they could only use money they actually have instead of paying it back later and adding on debt, but sometimes change is needed. No matter how difficult this change may be to implement, it may

College is an expensive and time-consuming choice, in which energy and effort must be exerted in. David Leonhardt argues that attending college and securing a college degree is worth the debt. However, Chris Matthews argues that even with a college degree, the crippling debt does not outweigh the pros of obtaining a degree. I believe attending college and obtaining a degree is worth the effort and debt for a rewarding job.

College is worth it because the benefits of a degree outweighs the debt that you will go into if you go to college. Statistics show that people who go to college and get a bachelor degree makes way more than someone with just a highschool diploma. “The Bureau of Labor Statistics estimates that median weekly earnings for a person with a bachelor’s degree was $1,025 in 2009, compared with just $626 for those with only a high school diploma.” states Allison Linn. So if you had a bachelors degree it would be easier and faster to pay of your debt which would be a beneficial thing along with getting paid more.

Debt can make one’s life become a stressful thing. There is a constant worry the debt will continue to grow or dealing with the struggle of having to pay every last penny back plus more. Colleges are finding fewer reasons to lower prices and more reasons to raise prices. The college perspective is understood by many in this matter though. Colleges, as well as any other business, needs to make money also. The affordability of college is the second most important thing about a child’s college education, right below the actual education itself. “… the cost of college will remain unaffordable, tuition will continue to rise, and the 18-year-olds… will ‘get to’ continue paying for college with student loans” (college cost act does not…). Does it really pay off to go to college though?

We as americans seem to have a very serious problem. By doing some research I have been able to conclude some intresting ideas on what to do to fix our debt problem. First of all we need to stop bwing in wars, the more that we lose the more that we are going to be hurt and deeper in the hole of debt we will go. Second we need to stop paying our RETIRED U.S. presidents so much money it's not helping the fact that they get so much. We need to also need to stop buying so much imported goods. If we can accomplish these simpe tasks we can fix a lot of our debt problems and be a better country.

College debt is not everyone's best friend, but there are many solutions to solving college debt such as attending community colleges. By attending community college it will definitely make a difference by comparing the price of college tuition in a community college versus a university. This is a national problem for teens wanting to go to college and young adults that are considering college in their future, but by the balance of the federal student loans nationwide which is $902 billion, and also by including around $140 billion in private student loans (Martin, Andrew, and Andrew W. Lehren). Student loans is a major problem and in solving that problem it can be prevented by attending community colleges or maybe even by attending a community college for two years making the cost of a university not that expensive. By this alternative the college debt of the college grad would definitely not be that high because better chances were taken into

With better interpersonal skills the employment rates compared to high school graduates are minuscule due to the better education and more jobs requiring a degree from a college specializing in that field. Even with the average debt of $26,500 piled on your shoulders an associates degree can earn you a median of $100,000 making that college debt able to be paid off, with wise saving, roughly 2 1/2 years. That isn't that long in the grand scheme of life. Some non-economical benefits of graduating college are that you are more likely to have healthier children who are more prepared for school. The children in the house of two college graduates have a 6% percent obesity rate compared to the 14% obesity of those in the house of high school graduates. Another benefit is that those who graduate from college are better members in their community with the less likely chance of leading a life of crime. College graduates volunteer 43% more than that of high school graduates with a 19% volunteer