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Annotated Bibliography: Healthcare

Decent Essays

Yuzhen Tang
EDUTL 1902
Oct. 04, 2016/9/30
Professor Miller

During the recession of economic, Susan Pamela, a single fifty-six years old woman who lived in suburb of Ohio, was working in a cleaning company as dustman. Due to the recession, both of her working hours and wage was cut by the company, just like most of the low-paid Laborers in this period. What’s worse, her health insurance company decided to raise het insurance premiums simultaneously because with the reason of her potential health risk. As a single older woman, Susan do care about the guarantee of insurance. Bur she already had no ability to maintain her insurance. The low salary can only support the basic need of her life, excluding the high insurance premiums. However, …show more content…

Before the ACA published, insurance companies have authority to change the content of insurance with this reason, such as increasing the payment, excluding explicit benefit, denying the coverage, even refusing or canceling the application. In the contrast, the Obamacare prohibit these actions now. Insurers cannot change the insurance based on patients' medical histories. “This was huge”, Deborah Chollet, the manager of health insurance research at Mathematic Policy Research said, “Now they can't set rates on health status at all, and they have to cover the whole …show more content…

Nevertheless, the advancements of Obamacare are in predicament now. On the one hand, the insurance companies are heightening the premiums or even withdrawing totally from the market; on the other hand, an increasing number of doctors and hospitals are not including in insurance plans. Margot Sanger-Katz (2016), a domestic correspondent at New York Times, believed that this problem is similar to an all-you-can-eat buffets. “you can be in deep trouble if your buffet suddenly becomes the favorite hangout of the high school football team”, she said, “Those very hungry customers will pay $15, while eating $40 worth of food.” To run the program, PPACA have negative influence on different interest

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