Accumulative Debt

Achieving a college degree is worth the time and effort as well as the financial struggle because there is more to be gained besides context knowledge. College is something that has dropped in importance as less and less people attend every year. These students are unsure as to whether it is worth it.Parents push their kids towards college and some even tell them not to go because of financial problems. This pressure students to make a life changing decision. This is all things that may keep a student from a secondary education that could kick-start a new and better life.

Others don’t believe in this. Some people don’t go to college due to how expensive it is. According to the article “Even for Cashiers College Pays Off” by David Leonhardt he states,”It saddles students with the debt; it does not guarantee a good job; it isn’t necessary for many jobs.” College can put a heavy burden on people that is not necessary. Furthermore, this is debt that they can’t fail to pay. Others don’t go simply based on the fact that they don’t like school.They feel they learn better outside of the classroom and are able to learn skills in the real-world. Lastly another reason they don’t go is because of the lack of support from their parents or family. Many families don’t give the support someone may need when starting college. Even though it is ultimately the person’s choice whether to go to college, it is good to have a support

A lot of people will argue, that college is too expensive. Not everyone can go to college, for financial reasons. Also, they may get into college, but end up having to leave because they cannot afford the remaining balances; or, they received financial aid, but end up having to take out loans they are going to be paying back forever. It is like once they graduate they will be working mostly to pay off their student loan debt. This also discourages some students. In some cases, they will not even take the initiative to try because it is so costly. I do not understand why it cost so much to want to better yourself, and possibly put us in debt for the rest of our life just to receive a higher education. Not only has the cost of college risen over a period of time, but it continues to go up. Yes, they have alternatives for paying student debts, but what if you do not qualify? Lastly, you are not guaranteed a job just because you graduate and have a college degree(s).

Have you ever just stopped to think about what it must be like to be “qualified” for a job yet be unemployed and homeless? Starving on the streets because you paid everything you had to an institution that was supposed to guarantee a better life, a more stable and successful career. Obviously this is an extreme case, not everyone who pays for college ends up living on the streets and broke, but almost every college graduate is in debt. For as long as college has been around it has always meant a better life, it’s always been that people who went to college were more successful, smarter, and would make way more money than someone who didn’t go to college ever would. Lately, however, college has become so expensive that going to college will more than likely leave you in debt working for years upon years just to pay back what you owe and then start making money for yourself.

Bernie Sanders, senator of the state of Vermont said, “The cost of college education today is so high that many young people are giving up their dream of going to college, while many others are graduating deeply in debt” (“Brainy Quote”). Each year students take out loans to pay for a college education. Is it really necessary? They are just going to be a statistic. I believe everyone should not go to college. College is not for everyone.

In our society today, college is something that one is looked upon to do. Today our society is mostly looked at by our education level rather than who the person truly is. Now society is also looking at this generation for us to know that to succeed, one might set high goals for their self, which means going to college and pursing a degree. On the other hand, there are some people in this world that graduated from high school and have never been to college and are just happy with their life like it is. There are two ways to look at this topic. One is that college is worth the cost and another view is that college is not worth the cost at all. College is worth the cost. Yes, it can be expensive depending on where the high school graduated would like to attend to earn their degree, but education is something that is worth the cost and very valuable and something one will never lose.

Families are now aiming low when it comes to college- or are simply not going at all. Money could play a huge part in this decision- after all, the cost of college has skyrocketed over the years, and so has the amount of student loan debt. This is something even Leonhardt admits, stating that, because of this, only about 33 percent of young adults get a four-year college degree today, while another 10 percent receive a two-year degree (Leonhardt). And even though many colleges offer financial aid packages, that money may soon be cut and the cost of college will continue to grow. It is true that, in my personal experience, just because a student is awarded financial aid does not mean they have a golden ticket to University. This leaves many desperate students the only option of taking out as many loans as they think they can handle- often more than they should. Debt is not a new issue for America, but it is still a problem. Although David Autor, an M.I.T. economist, laments: “not sending [young adults] to college would be a disaster”, no one can ignore the rising rates of loan defaults, and some think it

Imagine being someone who struggled throughout high school, but is constantly being told they need to go to college. If a student is constantly having problems with their learning, thinking, money, and support, why should they be obligated to continue their education when they are struggling today? The problem today is that people feel like they have no other choice but go to college to be successful. Many people today do not go to college, but get a job and slowly start to become successful. A person can work and gain experience and knowledge, which allows a person to move up. Since there are many jobs today that do not require a college degree, going to college should not be obligated by students after high school. College is not for everyone, and no one should be forced to go.

If a student does not have the money to attend college, it is like having your vehicle being taken away from you. Education is the road, and without having the thousands of dollars one needs to attend the University of their choice, no one would be able to drive down the path to success. It all comes down to the fact that college is too expensive for a majority of adolescents, being more of a luxury than a commodity, which holds us away from our potential dream, and future.

About a generation ago getting a college education was born out of the pursuit of knowledge, but now it has become a competition for students to get into the most accredited University right after they are handed their high school diploma. College tuition has become so expensive in the last ten years that people are now debating whether or not college it is worth pursuing right out of high school. A college education is what the student makes out of it, and if they 're only going to get a degree it is important to know that a college education does not guarantee a job and stable future. The majority of young adults at the end of high school don 't even know what career they want to pursue because of the restricting high school curriculum, so to remedy this people should consider community college or taking a gap year. Whether or not to get a college education depends on what the person wants to do. Four year college should not be the default after finishing high school in America.

In our society today, college is something that one is expected to attend. Today, our place or position in society is mostly looked at by our education level rather than who the person truly is. Now society is also looking at this generation for us to know that to succeed, one might set high goals for their self, which means going to college and pursing a degree. On the other hand, there are some people in this world that graduated from high school and have never been to college and are just happy with their life like it is. There are two ways to look at this topic. One view is that college is worth the cost in the long run and another view is that college is not worth the cost at all. College is worth the cost. Yes, it can be expensive depending on where the high school graduate would like to attend, but education is something that is worth the cost and something one will never lose.

College has always been used as a means to an end, with that end being their American Dream. Through college, they would gain knowledge that could help them achieve that dream. Over the recent years, with the economic troubles, people have shifted from the idea of

College in the USA has grown to be a bigger and bigger thing to attend as time has increased, yes it is a controversial subject matter. For some it’s necessity or a “luxury” to life, both opinions on whether they should or shouldn’t still lies. One side still prolongs that every child needs college while the other believes that there are multiple ways to further a child's education than having to attend college. In this article Pharinet states that “There are too many students enrolled in college who simply don’t belong there.” Being that Pharinet is a professor herself and has had close relatable experiences with college students she has dominance over this argument. With that being said Pharinet’s article is powerfully built but in the same breath she excludes the students who are actually college ready and the proper fundamentals and are neutral on the issue.

Debt can make one’s life become a stressful thing. There is a constant worry the debt will continue to grow or dealing with the struggle of having to pay every last penny back plus more. Colleges are finding fewer reasons to lower prices and more reasons to raise prices. The college perspective is understood by many in this matter though. Colleges, as well as any other business, needs to make money also. The affordability of college is the second most important thing about a child’s college education, right below the actual education itself. “… the cost of college will remain unaffordable, tuition will continue to rise, and the 18-year-olds… will ‘get to’ continue paying for college with student loans” (college cost act does not…). Does it really pay off to go to college though?

In that case, they should be aware of the nonmonetary benefits of a college education. For some people, the element of college that benefitted them the most was simply the experience. “The college experience” is the reason why so many teenagers want to go to school far from their parents. For some, it can be a culture shock, but overall, it is an opportunity to experience new things and meet new people. Some college students may meet people that they will go into business with as Peter Thiel and even Mark Zuckerberg did. Source F states that 69 percent of survey respondents that graduated from a four-year college thought that their education was useful in helping them grow and mature as a person. Furthermore, post-secondary education helps students to discover what they love to do, to get better at it, and to develop the ability to continue learning, according to Source